Personal Checking Accounts

Personal Checking Account

• Initial deposit required to open an account - $100.00
• No minimum balance required
• No monthly service charge

NOW Account

• Initial deposit required to open an account - $1,000.00
• Minimum balance required to earn interest: $1,000.00
• Interest will be credited to your account monthly
• If the daily balance in the account falls below $1,000.00 on any day of the statement cycle, a minimum balance fee of $5.00 will be imposed

All CBT personal checking accounts have the following features:

•   Unlimited checking writing
•   E-statements (upon request)
•   Free Visa debit card (upon request)
•   Free telephone banking
•   Free online banking and bill pay
•   Free mobile banking with mobile deposit